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Concerned Ontario Doctors – Care Not Cuts

Concerned Ontario Doctors

Dear Friends

I think it’s important if you’re not involved yet that we take a hard look at how both are provincial and Federal governments are driving our Doctors out of our health care system our province and our country.

We must come to the defence of our Doctors, our health care system and the truly small business corporations in our country.

Michael J Preston

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Please visit the CareNotCuts website to learn more and be sure to watch the video.

http://www.carenotcuts.ca/

 

 

 

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Survey of Ontario Doctors & Trainees: Burnout, Ongoing Healthcare Cuts & Proposed Federal Taxation Changes
An online survey of Ontario’s doctors and medical trainees (medical students and medical residents) was conducted by Concerned Ontario Doctors from September 4 to September 11, 2017 to understand the effects of the provincial unilateral healthcare cuts, proposed federal taxation changes and mistreatment by government. Respondents were also asked about the OMA; those results will be released independently next month.
There were two sets of respondents: practicing Ontario doctors (n=5162) and Ontario medical trainees (n=709). Margin of error: +/- 1.2 percentage points, 19 times out of 20 (Ontario doctors) and +/- 3.5 percentage points, 19 times out of 20 (Ontario medical trainees).
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Thinking Big in a Small Space

THINKING BIG IN SMALL SPACES
With a little help, you can still live large in a small space!

If you live in a small space, it’s important that you don’t feel boxed in.  The following tips will help transform your cramped quarters into something more expansive:

  1. Shady Solutions – Painting walls a soft shade and the ceiling bright white will give the illusion of added height.
  2. Is That a Door In Your Pocket? – Installing pocket doors is an easy and inexpensive way to create lots of extra useable space.
  3. Lighten Up – Keep window areas clear of heavy drapes to expand wall area and let the sun shine in as it helps a space feel larger.
  4. Mirror Mirror – Strategically placed mirrors will create the illusion of added space and they’ll also reflect light into adjoining rooms.
  5. Cut a Rug – Having the same type of flooring throughout your home will make it feel more spacious so avoid using too many area rugs.
  6. Hide & Seek – Maximize every hidden space you have by using shelving pockets behind doors or bed risers for that all important under the bed storage.
  7. Cut the Clutter – Have a place for everything so that the surfaces in your home don’t get cluttered.  Storage baskets for example are great for hiding remotes & magazines.
  8. Open Up – Arrange your furniture so you can see as much of the floor as possible.  Rooms with blocked views can feel cramped so move furniture away from entrances.

Whether you’re getting ready to put your home on the market or you just want to create more space for yourself, these easy and inexpensive tips will help give you a little extra breathing room.  By thinking big and getting creative, you can comfortably live large in even the smallest of spaces.

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Waterfront and residential sales slow to more average levels.

Residential non-waterfront sales activity recorded through the MLS® system of Muskoka Haliburton Orillia – The Lakelands Association of REALTORS® numbered 206 units in July 2017.  This was down 14.9% from year-ago levels.

On a year-to-date basis, residential non-waterfront sales were still running 7% above the first seven months of 2016.  This was a record for the period.

Sales of waterfront properties came in 29% below last July.  On a year-to-date basis, waterfront sales were down 9.9% from the first seven months of 2016.  This was still the second highest level on record for this period.

“Sales have slowed noticeably this summer, going from record levels in the spring back to historically more average levels in the space of just two months,” said Mike Stahls, President of Muskoka Haliburton Orillia – The Lakelands Association of REALTORS®.  “That said, inventories in Cottage Country remain near record lows so the market is still very tight even with a number of buyers having moved to the sidelines this summer.”

The median price for residential non-waterfront property sales was $282,250 in July 2017, an increase of 5.1% from July 2016.  The median price for waterfront sales was a record $500,000 in July 2017, rising 25% from July 2016.

The dollar value of all residential non-waterfront sales in July 2017 totalled $62.5 million, falling 9.3% from July 2016.  The total value of waterfront sales was $155.4 million, edging up 0.2% from July 2016.  This was also a record for the month of July.

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Bank of Canada Raises Interest Rate in September 2017

Interest rate hikeBank of Canada increased the overnight interest rate target to 1 percent on September 6, 2017. The Bank Rate is thus adjusted to  1-1/4 percent and the deposit rate is 3/4 percent.

Stating that the Candian economics are strong and consumer spending remains robust, the interest rate increase was seen as warranted however individual segments will be monitored closely.

The press release from the Bank of Canada paints a strong economy on several fronts including a stable, lower inflation rate at about 2%, growing exports, a cooling housing market back to a manageable level, and continued solid income and employment growth.

Read the full Bank of Canada interest rate press release 

 

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Canadians facing ‘increased borrowing power’ with real estate: study

BY TORONTO SUN

FIRST POSTED IN TORONTO SUN: | UPDATED: 

For Sale - Toronto SunHigher incomes and lower interest rates have allowed Canadians to take on larger mortgages during recent years, a new study found.

Those factors have also pushed the price of homes through the roof, according to the Fraser Institute report.

“Increased borrowing power — brought about by falling interest rates and rising incomes — is potentially the most overlooked and least understood factor influencing home prices across Canada,” said Niels Veldhuis, president of the Fraser Institute.

The study — Interest Rates and Mortgage Borrowing Power in Canada — says that between 2000 and 2016, interest rates dropped from 7% to 2.7%.

During that 15-year period, the lower interest rates … more

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Bank of Canada raised interest rates 1/4%

Bank of CanadaFor the first time in seven years, the Bank of Canada announced that it was hiking its key overnight rate by a quarter percentage point (25 basis points) bringing it to 0.75 percent as the economy has staged a broadly based economic expansion this year.

Read summary provided by a local mortgage broker, Mark Goode of Dominion Lending Centre.

 Michael J Preston, please email me questions or your comments.